Four fortunate individuals who invested in Premium Bonds in December were recently announced as winners of £100,000 each. These lucky bondholders had only just become eligible for the monthly draw starting in February 2026, as ownership for a full month is required for inclusion. Among the winners, one person purchased a £50 bond in December 2025.
The winners are from various locations, with one residing in Essex and holding a total of £19,150 in Premium Bonds. Another winner comes from Brighton and Hove, with their winning bond valued at £13,000 and total holdings of £38,025 in Premium Bonds. The remaining two winners, each holding £50,000 in Premium Bonds, live in Cheshire and Hampshire and the Isle of Wight.
In addition to the £100,000 prizes, there are also two £1 million prizes awarded each month to Premium Bond holders. One of the February 2026 draw’s big winners is located in Liverpool, while the other is in Central Bedfordshire.
Premium Bonds, a savings product offered by National Savings & Investment (NS&I), provide an opportunity for bondholders to participate in a monthly prize draw instead of earning a set interest rate on their investment. Prizes range from £25 to £1 million, with a higher frequency of smaller prizes compared to the larger sums. The maximum amount that can be held in Premium Bonds is £50,000, with each £1 invested corresponding to a unique bond number.
With odds of winning at 22,000 to 1 for each £1 bond, NS&I notifies winners via email or text message. Winners have the option to receive their prize in their bank account or reinvest it in Premium Bonds. The prize fund rate, currently at 3.60%, has remained unchanged since the August 2025 draw.
Recent data disclosed to This is Money unveiled the luckiest regions for winning Premium Bond prizes in 2025. Hampshire and the Isle of Wight saw 42 individuals claim the second-highest £100,000 prize, followed by Essex and Outer London with 37 and 32 winners respectively. In 2025, the £1 million jackpot was won twice in Norwich and Cumbria.